Careers

Employees are one of Lower Valley Credit Union’s most valuable resources, and we take our responsibilities to our employees seriously. Each LVCU employee is also a member, and is to be treated fairly, equally, and with dignity, as an individual and as an important part of the Credit Union.

The Credit Union seeks to promote a workplace that reflects our ethnically and culturally diverse community. Our equal employment opportunity commitment applies to all terms and conditions of employment including, but not limited to, policies and procedures, recruiting and hiring, compensation and benefits, job actions, and the workplace environment.

Current Jobs Available

IT Specialist

Description

Lower Valley Credit Union is looking for a tech savvy individual who can join our growing credit union team. This individual will be responsible for the install, upgrade, and maintenance of computer software, hardware, and peripheral equipment throughout the organization. Additionally, this individual will be responsible for coordinating technology needs with outsourced vendors for efficiency and cost-effectiveness, and in assisting LVCU management in researching, planning, and implementing new technologies throughout the organization to improve member access and staff efficiency.

Job Requirements

  • Experience with Data Migration and Conversion
  • Serve as a technical resource in all IT areas to entire organization
  • Be extremely knowledgeable with a PC computer, Windows operating systems, JavaScript, and excellent with Microsoft Office; Word, PowerPoint, and Excel
  • Software technical support experience, application support, and software installation
  • Experience with TCP/IP networking knowledge, and LAN skills
  • Experience in technical problem resolution, integration, support and training
  • Ability to prioritize and to handle multiple projects from various managers
  • Excellent verbal and written communications skills along with team workgroup skills
  • Additional coding based skills is a plus

Job Type – Full-Time

Education/Experience – IT/Technology based Degree or Certification or 2 years experience

Loan Officer I - Yakima, WA

Purpose
Provide information on credit union products and services according to all credit union policies and procedures and Federal and State rules and regulations. Responsible for interviewing and evaluating applicants for routine loans and processing loan applications. Gather background information and analyze loan applicants’ credit history. Approve or deny loan applications based on analysis. Operate with moderate credit authority.
Duties and Responsibilities
1. Gather background information on loan applicants by interviewing loan applicants and obtaining credit bureau reports.
2. Assist members with the loan application process to ensure completeness of information.
3. Ensure that you are in compliance with all federal and state laws as well as the Bank Secrecy Act, the Patriot Act and other regulations.
4. Pull credit reports for all accounts, verify debts, and estimate monthly payments for any outstanding debts not listed and add them to debts on application.
5. Calculate debt-to-income ratios on loan applicants.
6. Calculate how much of a loan applicant’s debt is secured or unsecured.
7. Complete loan applications over the phone and/or electronically.
8. Determine collateral needs and payment plans for members applying for loans.
9. Determine eligibility of loan co-maker from co-maker’s statement and credit rating.
10. Approve or deny loan applications.
11. When a loan is denied, explain reasons for denial in a professional, courteous manner. Work with member to provide recommendations or alternative options for other possible ways to secure a loan in the future.
12. Verify the accuracy of loan amounts and repayment terms on approved loan applications.
13. Complete loan documents and disburse loans when approved.
14. Implement new loan products and services in accordance with management direction.
15. Cross-sell lending and other credit union products.
16. Perform other duties as assigned.

Position: Full time

Accounting Clerk - Sunnyside, WA

Description

Lower Valley Credit Union is looking for an Accounting Clerk to add to our team. This individual will need to follow detailed and standardized procedures in performing routine accounting clerical operations. Perform a variety of support duties related to the accounting function with the credit union.

Job Requirements

  • Perform a variety of activities to assist the manager in maintaining the financial, statistical, and accounting records of the credit union.
  • Enter data into accounting systems and generate reports on a daily basis. Prepare various financial, regulatory, and special reports on a weekly, monthly, and quarterly basis as requested by management.
  • Ensure that you are in compliance with all federal and state laws as well as the Bank Secrecy Act, the Patriot Act and other regulations.
  • On a daily basis, verify and balance teller sheets from all locations. Total checks and prepare reports as warranted. Verify that checks received from members have restricted endorsement. Run tapes of check vouchers, receipts, and offline items.
  • Assist with share drafts in encoding errors, late returns, and other problems. Batch checks in numerical order, indicating missing stubs.
  • Journalize all necessary transactions and make sure everything is in balance.
  • Review and enter employee expenses into the general ledger.
  • Post some general ledger entries and proof totals with the general ledger system. File and store general ledger journals daily.
  • Prepare accounts payable checks after receiving proper authorization.
  • Maintain FED Line by wiring money to/from Federal Reserve, verifying outgoing wires, daily roll-over, and reconciling Federal Reserve Account.
  • Reconcile credit card statements and share draft statements.
  • Maintain working knowledge of various accounting software programs.
  • Perform other duties as assigned.

Job Type – Full-Time

Education – AA/Certificate with 2 years of related experience

Mortgage Loan Officer II/Senior - Sunnyside, WA

Description

Provide information on credit union products and services to members in accordance with credit union policies and procedures and State and Federal rules and regulations. Responsible for interviewing applicants for real estate loans, processing applications, and analyzing applications for underwriting. Gather background information and analyze loan applicants’ credit history. Approve or deny loan applications based on analysis of each applicant’s background. Operate under substantial credit authority.

Job Requirements

  • Develop mortgage loan business through member seminars and calls to realtors, contractors, and other institutions
  • Establish and monitor control procedures for first-mortgage loan portfolio.
  • Ensure that you are in compliance with all federal and state laws as well as the Bank Secrecy Act, the Patriot Act and other regulations.
  • Interview loan applicants and assist members with the loan applications process. Handle mortgage loans of highest complexity, value, and risk.
  • Obtain and evaluate credit bureau reports on applications.
  • Pull credit reports for all accounts, verify debts, and estimate monthly payments for any outstanding debts not listed and add them to debts on application.
  • Approve or deny real-estate loan applications, and explain reasons for denial.
  • Ensure that each real-estate loan is processed accurately.
  • Prepare mortgage loan application and document packet for closing.
  • Pay title company fees for title searches, legal work, and appraisals.
  • Pay real-estate taxes, including calculating tax shortages and new monthly payments.
  • Maintain accurate records of insurance and taxes on real-estate loans.
  • Exhibit and maintain knowledge related to Real Estate regulations including TRID, HOEPA, HMDA, and ECOA.
  • Manage second-mortgage portfolio and develop marketing plans for these products.
  • Monitor delinquent real-estate loans, and take action as necessary.
  • File necessary papers with the state land title for second mortgages.
  • Train new mortgage loan officers.
  • Assist and advise junior mortgage loan officers.

Job Type – Full-Time
Experience – 2 Years Experience Required

Want to join our team of dedicated staff? Please fill out the application.

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