Accounts

Upon opening a Savings account you automatically become a member of Lower Valley Credit Union! Once you are part of our membership, you will enjoy great rates and NO maintenance fees on our Savings, Checking, Certificates and IRA accounts!

Come and see us today and see how hard LVCU will work for you!

Passbook Share “Savings” Account

  • Minimum Balance Requirement of $50.00
  • Child Account Minimum Balance Requirement of $5.00*
  • NO Monthly Fee
  • Competitive Dividend Rates (click here for current rates)
  • Quarterly Statements
  • FREE Online Access and eStatements
  • FREE 24 Automated Response System
  • Federally Insured up to at least $250,000**

*requires a parent/legal guardian as a joint account owner

Checking Accounts

Our checking accounts are a safer and more convenient alternative to carrying cash. Your accounts are monitored for fraud, and we can easily cancel a debit card if it is lost or stolen. Your funds are federally insured up to $250,000 by NCUA.

  • NO Minimum Balance Requirement
  • NO Monthly Fee
  • Monthly Statements
  • FREE Online Access and eStatements
  • FREE 24 Hour Automated Response System
  • FREE VISA Debit Card and 24 Hour Fraud Monitoring
  • Federally Insured up to at least $250,000**

**based on account status and account ownership type

“It’s NO MONKEY business!”

Designed specifically for youth members, a Monkey Money Club Membership.

  • Available to children ages 2-12
  • A parent, grandparent or legal guardian is able to open an account for a minor
  • Maintain an active child account
  • Open with $5 minimum deposit

Membership has benefits, and the Monkey Money Club is no exception.

  • Child will receive a small prize each time they visit Lower Valley Credit Union
  • Stamp will be earned with every $5 deposit into their Monkey Money Club account
  • Child will earn a GRAND PRIZE after reaching the $50 Monkey Money Club goal
  • Unlimited grand prizes can be earned

Get started today… LVCU’s financial education program prepares our youth for a healthy financial future.

Share “Certificates”

  • Fixed Rate and Risk Free
  • Minimum Balance Requirement of $500.00
  • Terms Range from 3 – 60 Months
  • NO Monthly Fee
  • Competitive Dividend Rates (click here for current rates)
  • Quarterly Statements
  • FREE Online Access and eStatements
  • FREE 24 Automated Response System
  • Federally Insured up to at least $250,000**
  • See our current Rate Sheet!

**based on account status and account ownership type

Individual Retirement Accounts “IRAs”

  • Roth or Traditional
  • Savings Account Option
  • NO Annual Maintenance Fee
  • Competitive Dividend Rates (click here for current rates)
  • Terms Range from 6 – 60 Months
  • Monthly and Quarterly Statements
  • FREE Online Access and eStatements
  • FREE 24 Automated Response System
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