Account Disclosures

Information about Your LVCU Membership

The rights and responsibilities of Lower Valley Credit Union as a financial institution and of you as our member is listed below.


Fee Schedule:

NSF $25.00
Overdraft Transfer $4.00
Stop Payment $22.00
Early Closure $15.00
Return Check (Non-Mbr.) $25.00
Debit Card Replacement $20.00
Check Copies $2.00
Telephone Transfer No Fee
Collection Item $20.00
Temporary Checks $1.00 (4)
Counter Checks $2.00
Counter Check Copies $5.00
Counter Check Stop Payment $25.00
Money Orders $1.50
Visa Gift Card $5.00
Visa Travel Card $9.95
Wire Transfer / Incoming $15.00
Wire Transfer / Outgoing $40.00
Cash Advance $3.00
Notary Service No Fee
Recon. Assist. (per hour) $20.00
Acct. Research (per hour) $20.00 1 hour minimum
Statement Copies (per page) $2.00
Photocopies (per page) $0.25
Fax (per page) $0.25 – $0.50
Garnishment / Levy $25.00
ACH Return $20.00
Account Verification $2.00
Dormant Account (per quarter) $18.00

In order to use the services of the Credit Union, members must maintain $50 in their share account. All fees may be subject to change. For complete details and/or to request a Rate and Fee Schedule and a Membership and Account Agreement please contact us or visit one of our locations.

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