We have the right credit card for you.

Lower Valley Credit Union (LVCU) offers many different products and services specially designed for our members. Our mission is to nurture a relationship with you and your family so we can partner with you in attaining your financial goals. LVCU currently offers a Classic and Platinum credit card. If you are looking for a rewards credit card, look no further!

To apply for a LVCU credit card you must open a savings account to become a member owner of Lower Valley Credit Union. Once you are part of our membership, you will enjoy great rates on loan products, access multiple accounts, and deposit options.

Picture of Clasic Credit Card

CLASSIC – Low-Rate Card

Lower Valley Credit Union’s Classic credit card is an ideal first card because of its simplicity, flexibility, and worldwide recognition. It offers a varying credit line and a number of unique benefits for cardholders.

Qualification requirements:

  • Must be a member of LVCU
  • Minimum credit score of 600 may qualify*
  • Must have at least 6 months of credit history
  • Credit limit of up to $15,000 for credit scores 780 or higher

*on approved credit

Picture of Platinum Credit Card

PLATINUM – Rewards Card

Are you looking for a credit card that will earn you points? With our Platinum Rewards credit card, you will receive 1 point for every dollar you spend. Build up enough points and you can use them to redeem rewards online.

Qualification requirements:

  • Must be a member of LVCU
  • Minimum credit score of 640 may qualify*
  • 12 months of performing credit history required

*on approved credit