CreditBuilder Loans
Get a Fresh Start
Our Fresh Start loan can help you establish new credit or add a positive record to your existing credit history. As an added bonus, you earn dividends as you pay off the loan.
How it Works
- You apply for a loan amount that you can afford to borrow.
- The loan funds go into a limited-access savings account as collateral for the loan.
- We report your loan repayment record to the credit reporting agencies.
- You pay off the loan within the time that you promised.
- You receive the full amount of the loan, plus dividends upon full replacement.
How to Apply
To apply for a Credit Builder loan, please bring your completed application to your local branch.