*APY (Annual Percentage Yield) is accurate as of January 14, 2020 and is subject to change without notice. Rate is 1.99%/2.00% APY. $500 minimum deposit with online banking and eStatement services are required to obtain APY. Penalty may be imposed for early withdraw. Available on Personal Accounts and New Deposits only. Limited time offer.

Investing Illustration

Rates – Effective: 1/2/2020

Lower Valley Credit Union Share Certificates – Minimum $500.00

**Rates Subject to Change**

APY= Annual Percentage Yield. APR= Anual Percentage Rate. **Not available for IRA’s

Money Market Consumer & Business – Minimum Balance $2,500.00

**Rates Subject to Change – Effective: 7/1/2019

APY=Annual Percentage Yield. New members subject to member eligibility and an initial $50 deposit into the primary savings account.  A deposit of $2,500 is required to open Money Market Account and a daily balance of $2,500 is required to avoid a minimum balance fee. Account must maintain a $50 daily balance to obtain the disclosed annual percent yield. Dividends will be compounded every month. Dividends will be credited to your account every month. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. During a one month period, no more that six transactions can be made on a Money Market Account. Account cannot be used as collateral for a loan. Money Market Accounts requires member to be enrolled in online banking and eStatements.