*APY (Annual Percentage Yield). Only available on Personal Accounts and New Deposits Only. Rates subject to change without notice. Requires $500 minimum deposit with online banking and eStatement services. Penalty may be imposed for early withdraw. Limited time offer.

Federally insured by NCUA.

Investing Illustration

Rates – Effective: 12/17/2018

Lower Valley Credit Union Share Certificates – Minimum $500.00

**Rates Subject to Change**

APY= Annual Percentage Yield. APR= Anual Percentage Rate. **Not available for IRA’s